Cheap Auto Insurance in California

California state law says that you have to have car insurance in order to legally drive on the roadways. It does not, however, say that you have to overpay for the car insurance that you have. If you know how to go about pricing car insurance in California you will be able to get the coverage that you need for a great price. As long as you have a decent driving record then minimum coverage is readily available for a great price. The key is to know what the minimum coverage’s are- once you know this you will be able to shop for an adequate amount of insurance.

One thing that you need to be aware of in California is that if you are pulled over and you do not have the required level of car insurance you will face a minimum of $500 in fines as well as the possibility of having your driving privileges suspended. In order to avoid this all you need to do is get the minimum amount of coverage on your car. The minimums as dictated by California state law are as follows: $5,000 property damage for an accident, $15,000 for injury or death to one person and $30,000 for injury or death to more than one person.

In an effort to get the minimum coverage you can go online and start requesting free rate quotes. You will simply give a few insurance companies your information and they will email you the information that you are looking for. After you take the time to compare the quotes together you will be able to determine which one best fits you in terms of price and coverage. At the end of the process you will be happy as you will be getting exactly what you are looking for.

No matter if you are shopping around for California car insurance or not you should take the time to compare insurance quotes. Comparing quotes will give you an idea of what you could be paying- if you don’t like what you see then you don’t have to buy. However, if you do like what you are looking at then you may want to go ahead and purchase new insurance. The end result will be that you have the level of insurance that you want and you need for a price that is less than what you thought you would be paying.

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